Know What to Review Before You Apply

Business setup, banking history, and records can affect a funding application. Find out which areas to review in about 3 minutes.

Take the Free Funding Readiness Assessment

If you’ve applied for business funding and been denied—or have been putting off applying because you’re unsure how to prepare—start by reviewing your business setup, banking history, records, and application history. This assessment uses your answers to identify preparation areas; it does not access lender files or pull your credit.

Altaire Financial Group helps business owners get funding-ready—not by promising an approval, but by helping you identify what to review and prepare first.

What you’ll get

Review where your business stands before you apply
Identify setup and documentation gaps worth reviewing
Get a clear preparation next step
Consider readiness before making another application
Leave with areas to review, not a prediction of a lender’s decision

Who this is for

Business owners who've been denied funding and don't know why
Business owners who haven't applied yet because they're not confident they'd get approved
Anyone preparing to apply for a line of credit, SBA loan, or business credit card in the next 3–6 months

Who this is not for

Businesses looking for a guaranteed approval or guaranteed funding amount — no legitimate service can promise that, and we won't
Personal (non-business) loans or mortgages
Businesses that need funding today with no time for setup review

How it works

Take the free 3-minute Funding Readiness Assessment
See preparation topics based on your answers
Request follow-up from Altaire or explore the existing funding preparation services

Business Funding Readiness Assessment

Choose the closest answer. Your answers stay in this page and are not included in your inquiry. Do not enter or upload documents, Social Security numbers, account numbers, or credit reports.

1. What type of business entity do you have?

2. How long has your business been operating?

3. Do you have a dedicated business bank account, separate from personal?

4. What's your average monthly business revenue?

5. Does your business have a dedicated business phone number and address (not a P.O. box)?

6. Have you applied for business funding in the last 12 months?

7. If you've been denied, do you know the specific reason given?

Only answer this question if you reported a funding denial.

8. What would you use funding for?

9. How soon do you need funding?

10. Roughly how would you describe your personal credit?

Frequently asked questions

Does this assessment guarantee I'll get approved for funding?

No. Nothing can guarantee a lender's decision. This assessment tells you how your business is currently positioned and what to fix — it's preparation, not a promise.

Is this a hard credit check?

No. The assessment doesn't pull your credit. It's a set of questions about how your business is set up.

How long does it take?

About 3 minutes, 10 questions.

What happens after I submit it?

Your readiness result appears on this page. Submit the separate follow-up form if you would like Altaire to respond to your request.

I haven't applied for funding yet — is this still for me?

Yes — it's actually the best time to take it, before you burn an application on a business that isn't ready yet.

Start with a clearer picture of what to review before applying. Take the free assessment now.

Start My Free Assessment

This is a self-reported preparation category, not a lender decision, approval prediction, credit check, funding amount, rate, or timeline.

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Request Funding Readiness Follow-Up

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